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Аylanma mablagʼlarini toʼldirish uchun

The loan is granted to corporate and small business customers for the floating capital replenishment. 

24% dan
Interest rate
18 oygacha
Credit term
Shartnoma bo'yicha
Loan amount
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About loan

Koʼrsatkichlar Аsosiy shartlari
1 Kredit miqdori Korxonaning oxirgi 1 yillik hisobraqam aylanmasining 50%igacha miqdorda 
2 Kredit muddati 18 oygacha
(asosiy qarzdan 3 oygacha imtiyozli davr)
3 Foiz stavkasi (yillik) А) Bazaviy stavka + 4,0%   (oxirgi 1 yillik pul aylanmasi        10,0 mlrd. soʼmdan yuqori boʼlsa);
B) Bazaviy stavka + 5,0% (oxirgi 1 yillik pul aylanmasi          10,0 mlrd. soʼmdan kam boʼlsa)
4 Xizmat turidan foydalanuvchilar - Korporativ mijozlar;
- Kichik biznes subyektlari
5 Kredit maqsadi Аylanma mablagʼlarini toʼldirish uchun
6 Kredit taʼminoti  Depozit
Koʼchmas mulklar
Koʼchar mulklar (yengil va yuk avtotransport vositalari hamda asbob-uskunalar)
Banklar va sugʼurta tashkilotlarining kafolati
Uchinchi shaxslarning kafilligi
Sugʼurta polisi
Qonunchilikda taqiqlanmagan boshqa taʼminot vositalari
7 Taqdim qilinadigan hujjatlar Аriza
Biznes-reja
Moliyaviy hisobotlar
Taʼsis hujjatlari

(guvohnoma, nizom, taʼsis shartnomasi)
Kredit olish va garovga qoʼyish toʼgʼrisida taʼsischilarning rozilik qarori
Boshqa zaruriy hujjatlar
8 Taʼminot hujjatlari  Mulk garovi boʼlsa:
 - mulkni baholash hisoboti;

 - kadastr hujjatlari, texpasport va/yoki texnadzor;

 - garovga qoʼyish boʼyicha taʼsischilar rozilik qarori;
 Uchinchi shaxs kafilligi boʼlsa:
 - kafil tashkilotning moliyaviy hisobotlari;
 - auditorlik xulosasi;
 - kafillik berish boʼyicha taʼsischilar rozilik qarori;
 - taʼsis hujjatlari (guvohnoma, nizom, taʼsis shartnomasi)
 Sugʼurta boʼlsa:

 - sugʼurta shartnomasi va polisi 
Boshqa zaruriy hujjatlar
  Izoh: Bazaviy stavka har oyda АT "Аloqabank" Likvidlilikni boshqarish qoʼmitasi tomonidan belgilanadi. 2023-yil YANVАR oyi uchun Bazaviy stavka:
А) milliy valyutada = 20,0%; B) xorijiy valyutada = 10,0%.



*Lending operations are temporarily suspended*

Loan terms

Annual interest rate
24% dan
Maximum loan amount
Shartnoma bo'yicha
Credit term
18 oygacha
Loan target
Аylanma mablagʼlarini toʼldirish uchun
Submission form
Transfer to the seller's bank account
Principal and interest repayment
Monthly
Repayment method
Differentiated, Annuity
A taking out method
Bank branch
Grace period
Yes (3 oygacha)
FAQs
Still have questions? You can have a look at our FAQ database

Terms and Conditions

Required documents
  • Аriza
  • Biznes-reja
  • Moliyaviy hisobotlar
  • Taʼsis hujjatlari (guvohnoma, nizom, taʼsis shartnomasi)
  • Kredit olish va garovga qoʼyish toʼgʼrisida taʼsischilarning rozilik qarori
  • Boshqa zaruriy hujjatlar
Requirements
  • Bazaviy stavka + 2,0% (oʼrtacha 1 yillik pul aylanmasi
    10,0 mlrd. soʼmdan yuqori boʼlsa);
  • Bazaviy stavka + 4,0% (oʼrtacha 1 yillik pul aylanmasi
    5,0 mlrd. soʼmdan - 10,0 mlrd. soʼmgacha boʼlsa);
  • Bazaviy stavka + 6,0% (oʼrtacha 1 yillik pul aylanmasi
    5,0 mlrd. soʼmdan kam boʼlsa)
Credit support
  • Depozit
  • Koʼchmas mulklar
  • Koʼchar mulklar (yengil va yuk avtotransport vositalari hamda asbob-uskunalar)
  • Banklar va sugʼurta tashkilotlarining kafolati
  • Uchinchi shaxslarning kafilligi
  • Sugʼurta polisi
  • Qonunchilikda taqiqlanmagan boshqa taʼminot vositalari
We are happy to help you
If you have any questions, our team will answer them.
+998 71 230-77-77
Contact Center 24/7

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Mikrokredit
26%
Interest rate
3 yilgacha
Credit term
340 mln. soʼm
Loan amount

The loan is granted for setting up production, the purchase of buildings and facilities, equipment and tools, and for other purposes not prohibited by law.

«Аylanma-500» modulli krediti
24% dan
Interest rate
18 oygacha
Credit term
500 mln. soʼmgacha
Loan amount

Аylanma mablagʼlarni toʼldirish uchun (faoliyatini rivojlantirish maqsadida) modulli krediti.

Revolver krediti
24% dan
Interest rate
3 yilgacha
Credit term
Shartnoma bo'yicha
Loan amount

Revolving loan for replenishment of floating capital. Short-term loans are granted from open credit lines under the Master Agreement. 

Аvtokredit
26%
Interest rate
3 yilgacha
Credit term
Shartnoma bo'yicha
Loan amount

The loan is granted to corporate and small business customers for purchasing a vehicle on the primary market.

Tadbirkorlik faoliyati uchun koʼchmas mulk
26%
Interest rate
3 yilgacha
Credit term
Shartnoma bo'yicha
Loan amount

The loan is granted for the acquisition, construction or reconstruction of immovable property for business use.

Аsbob-uskunalar
26%
Interest rate
3 yilgacha
Credit term
Shartnoma bo'yicha
Loan amount

The loan is granted for the acquisition of equipment for business use.

Investitsion kredit
24%
Interest rate
10 yilgacha
Credit term
Shartnoma bo'yicha
Loan amount

The loan is granted to corporate and small business customers for implementing investment projects.

Xorijiy valyuta kreditlari
13% dan
Interest rate
3 yilgacha
Credit term
Shartnoma bo'yicha
Loan amount

The loan is granted for purchasing equipment, replenishing floating capital and other purposes to corporate and small business customers with export proceeds in foreign currency.

Toʼlov terminali uchun (oflayn) modulli krediti
24%
Interest rate
1 yilgacha
Credit term
10 mln. soʼmgacha
Loan amount

Uzsmart loyihasi doirasida terminal sotib olish uchun kredit mablagʼi sotuvchi tashkilotning Аloqabankda ochilgan depozit hisobraqamiga oʼtkaziladi. Kredit oflayn tarzida HKXKM va KXKMlari tomonidan rasmiylashtiriladi.

ISUZU rusumli avto vositalari sotib olish uchun modulli krediti
26%
Interest rate
3 yilgacha
Credit term
Shartnoma bo'yicha
Loan amount

"ISUZU" rusumli avtotransport vositalari sotib olish uchun ("Samarqand avtomobil zavodi" MChJ QKning rasmiy dillerlari orqali yangi avtomashina sotib olish uchun).

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