Revolving loan

1

Loan amount

From open credit lines within the Master Agreement

2

Loan period

Master Agreement - up to 3 years;
GRANTED loan - up to 1 year

3

Interest rate (annual)

А) Base rate + 4,0% (if the cash turnover in the last year is above UZS 10.0 billion);
B) Base rate + 5,0% (if the cash turnover in the last year is under UZS 10.0 billion)

4

Users of services

- Corporate customers;
- Small business entities

5

Loan purpose

Revolving loan for replenishment of floating capital (Short-term loans are provided from open credit lines within the Master Agreement)

6

Loan security 

Deposit

Immovable property

Movable property (passenger cars and commercial vehicles)

Guarantees of banks and insurance companies

Third-party surety

Certificate of insurance

Other types of security not prohibited by law

7

Documents required

Application (to sign the Master Agreement and raise a loan)

Business plan (under the term of the Master Agreement)

Financial statements

Constituent documents
(Certificate, Regulations, Deed of Incorporation)

Founders’ consent to raise a loan and to pledge collateral

Other necessary documents

8

Loan security documents

 For pledge of property:

 - Appraisal report;
- cadastral documents, Vehicle Registration Certificate (technical passport) and/or engineering supervision;
- founders’ consent to pledge collateral;

 For a third-party surety:

 - financial statements of a guarantor organization;
- Auditor’s opinion;
- founders’ consent to grant a surety;
- Constituent documents (Certificate, Regulations, Deed of Incorporation)

 For insurance:
- Insurance Policy and Certificate of Insurance 

Other necessary documents