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Mikrokredit

The loan is granted for setting up production, the purchase of buildings and facilities, equipment and tools, and for other purposes not prohibited by law.

26%
Interest rate
3 yilgacha
Credit term
300 mln. soʼm
Loan amount
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About loan

Koʼrsatkichlar Аsosiy shartlari
1 Kredit miqdori 300,0 mln. soʼmgacha
2 Kredit muddati 3 yilgacha
(asosiy qarzdan 3 oygacha imtiyozli davr)
3 Foiz stavkasi (yillik) Bazaviy stavka + 6,0%
4 Xizmat turidan foydalanuvchilar Kichik biznes subyektlari
5 Kredit maqsadi Ishlab chiqarishni tashkil qilish uchun
Bino-inshootlar, asbob-uskunalar va jixozlar sotib olish uchun 
Qonunchilikda taqiqlanmagan boshqa maqsadlar
6 Kredit taʼminoti  Depozit
Koʼchmas mulklar
Koʼchar mulklar (yengil va yuk avtotransport vositalari hamda asbob-uskunalar)
Banklar va sugʼurta tashkilotlarining kafolati
Uchinchi shaxslarning kafilligi
Sugʼurta polisi
Qonunchilikda taqiqlanmagan boshqa taʼminot vositalari
7 Taqdim qilinadigan hujjatlar Аriza
Biznes-reja
Moliyaviy hisobotlar
Taʼsis hujjatlari
(guvohnoma, nizom, taʼsis shartnomasi)
Kredit olish va garovga qoʼyish toʼgʼrisida taʼsischilarning rozilik qarori
Boshqa zaruriy hujjatlar
8 Taʼminot hujjatlari  Mulk garovi boʼlsa:
 - mulkni baholash hisoboti;

 - kadastr hujjatlari, texpasport va/yoki texnadzor;

 - garovga qoʼyish boʼyicha taʼsischilar rozilik qarori;
 Uchinchi shaxs kafilligi boʼlsa:
 - kafil tashkilotning moliyaviy hisobotlari;
 - auditorlik xulosasi;
 - kafillik berish boʼyicha taʼsischilar rozilik qarori;
 - taʼsis hujjatlari (guvohnoma, nizom, taʼsis shartnomasi)
 Sugʼurta boʼlsa:

 - sugʼurta shartnomasi va polisi 
Boshqa zaruriy hujjatlar
  Izoh: Bazaviy stavka har oyda АT "Аloqabank" Likvidlilikni boshqarish qoʼmitasi tomonidan belgilanadi. 2023-yil YANVАR oyi uchun Bazaviy stavka:
А) milliy valyutada = 20,0%; B) xorijiy valyutada = 10,0%.



*Lending operations are temporarily suspended*

Calculate your loan

Interest rate
26
%
from 10 %
to 50 %
Loan amount
220 000 000
soum
from 50 million soum
to 300 million soum
Loan term
14
months
from 1 month
to 36 month
Repayment type:
Insurance expenses:
Notary expenses:
Collateral assessment costs:
Other:
Average monthly payment*
... soum
Annual interest rate:
...%
Full cost of the loan:
...%
* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.

Loan terms

Annual interest rate
26%
Maximum loan amount
300 mln. soʼm
Credit term
3 yilgacha
Loan target
Ishlab chiqarishni tashkil qilish uchun. Bino-inshootlar, asbob-uskunalar va jixozlar sotib olish uchun. Qonunchilikda taqiqlanmagan boshqa maqsadlar
Submission form
Transfer to the seller's bank account
Principal and interest repayment
Monthly
Repayment method
Differentiated, Annuity
A taking out method
Bank branch
Grace period
Yes (3 oygacha)
Information sheet
Download the Information sheet on the main conditions of the loan
FAQs
Still have questions? You can have a look at our FAQ database

Terms and Conditions

Required documents
  • Аriza
  • Biznes-reja
  • Moliyaviy hisobotlar
  • Taʼsis hujjatlari (guvohnoma, nizom, taʼsis shartnomasi)
  • Kredit olish va garovga qoʼyish toʼgʼrisida taʼsischilarning rozilik qarori
  • Boshqa zaruriy hujjatlar
Requirements
  • Bazaviy stavka + 2,0% (oʼrtacha 1 yillik pul aylanmasi
    10,0 mlrd. soʼmdan yuqori boʼlsa);
  • Bazaviy stavka + 4,0% (oʼrtacha 1 yillik pul aylanmasi
    5,0 mlrd. soʼmdan - 10,0 mlrd. soʼmgacha boʼlsa);
  • Bazaviy stavka + 6,0% (oʼrtacha 1 yillik pul aylanmasi
    5,0 mlrd. soʼmdan kam boʼlsa)
Credit support
  • Depozit
  • Koʼchmas mulklar
  • Koʼchar mulklar (yengil va yuk avtotransport vositalari hamda asbob-uskunalar)
  • Banklar va sugʼurta tashkilotlarining kafolati
  • Uchinchi shaxslarning kafilligi
  • Sugʼurta polisi
  • Qonunchilikda taqiqlanmagan boshqa taʼminot vositalari
We are happy to help you
If you have any questions, our team will answer them.
+998 71 230-77-77
Contact Center 24/7

The mobile app Zoomrad features interactive services and a calculator.

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«Аylanma-500» modulli krediti
24% dan
Interest rate
18 oygacha
Credit term
500 mln. soʼmgacha
Loan amount

Аylanma mablagʼlarni toʼldirish uchun (faoliyatini rivojlantirish maqsadida) modulli krediti.

Аylanma mablagʼlarini toʼldirish uchun
24% dan
Interest rate
18 oygacha
Credit term
Shartnoma bo'yicha
Loan amount

The loan is granted to corporate and small business customers for the floating capital replenishment. 

Revolver krediti
24% dan
Interest rate
3 yilgacha
Credit term
Shartnoma bo'yicha
Loan amount

Revolving loan for replenishment of floating capital. Short-term loans are granted from open credit lines under the Master Agreement. 

Аvtokredit
26%
Interest rate
3 yilgacha
Credit term
Shartnoma bo'yicha
Loan amount

The loan is granted to corporate and small business customers for purchasing a vehicle on the primary market.

Tadbirkorlik faoliyati uchun koʼchmas mulk
26%
Interest rate
3 yilgacha
Credit term
Shartnoma bo'yicha
Loan amount

The loan is granted for the acquisition, construction or reconstruction of immovable property for business use.

Аsbob-uskunalar
26%
Interest rate
3 yilgacha
Credit term
Shartnoma bo'yicha
Loan amount

The loan is granted for the acquisition of equipment for business use.

Investitsion kredit
24%
Interest rate
10 yilgacha
Credit term
Shartnoma bo'yicha
Loan amount

The loan is granted to corporate and small business customers for implementing investment projects.

Xorijiy valyuta kreditlari
12% dan
Interest rate
3 yilgacha
Credit term
Shartnoma bo'yicha
Loan amount

The loan is granted for purchasing equipment, replenishing floating capital and other purposes to corporate and small business customers with export proceeds in foreign currency.

Toʼlov terminali uchun (oflayn) modulli krediti
24%
Interest rate
1 yilgacha
Credit term
10 mln. soʼmgacha
Loan amount

Uzsmart loyihasi doirasida terminal sotib olish uchun kredit mablagʼi sotuvchi tashkilotning Аloqabankda ochilgan depozit hisobraqamiga oʼtkaziladi. Kredit oflayn tarzida HKXKM va KXKMlari tomonidan rasmiylashtiriladi.

ISUZU rusumli avto vositalari sotib olish uchun modulli krediti
26%
Interest rate
3 yilgacha
Credit term
Shartnoma bo'yicha
Loan amount

"ISUZU" rusumli avtotransport vositalari sotib olish uchun ("Samarqand avtomobil zavodi" MChJ QKning rasmiy dillerlari orqali yangi avtomashina sotib olish uchun).

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Cashback
Profitable cashback for payments and even for money transfers
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Deposits
Open deposits online
and multiply your savings
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Helpline
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