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Microloan

The loan is disbursed for organization of production, acquisition of buildings and facilities, equipment and tools, as well as for other purposes not prohibited by law.

Base rate + 4,0%
Interest rate
up to 3 years
Credit term
340 mln. soums
Loan amount
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About loan

Indicators

Basic terms

1

Loan amount

Up to UZS 340,0 mln.

2

Loan period

Up to 3 years
(grace period on principal - up to 3 months)

3

Interest rate (annual)

Base rate + 4,0%

4

Users of services

Small business entities

5

Loan purpose

Organization of production

Acquisition of buildings and facilities, equipment and tools 

Other purposes not prohibited by law

6

Loan security

Deposit

Immovable property

Movable property (passenger cars and commercial vehicles)

Guarantees of banks and insurance companies

Third-party surety

Certificate of insurance

Other types of security not prohibited by law

7

Documents required

Application

Business plan

Financial statements

Constituent documents
(Certificate, Regulations, Deed of Incorporation)

Founders’ consent to raise a loan and to pledge collateral

Other necessary documents

8

Loan security documents

 For pledge of property:

 - Appraisal report;
- cadastral documents, Vehicle Registration Certificate (Technical passport) and/or engineering supervision;
- founders’ consent to pledge collateral;

 For a third-party surety:

 - financial statements of a guarantor organization;
- Auditor’s opinion;
- founders’ consent to grant a surety;
- Constituent documents (Certificate, Regulations, Deed of Incorporation)

 For insurance:
- Insurance Policy and Certificate of Insurance

Other necessary documents


Note: The Liquidity Management Committee of Aloqabank every month determines the Base rate.

Calculate your loan

Interest rate
26
%
from 10 %
to 50 %
Loan amount
220 000 000
soum
from 50 million soum
to 340 million soum
Loan term
14
months
from 1 month
to 36 month
Repayment type:
Insurance expenses:
Notary expenses:
Collateral assessment costs:
Other:
Average monthly payment*
... soum
Annual interest rate:
...%
Full cost of the loan:
...%
* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.

Loan terms

Annual interest rate
Base rate + 4,0%
Maximum loan amount
340 mln. soums
Credit term
up to 3 years
Loan target
The loan is disbursed for organization of production, acquisition of buildings and facilities, equipment and tools, as well as for other purposes not prohibited by law.
Submission form
Transfer to the seller's bank account
Principal and interest repayment
Monthly
Repayment method
Differentiated
A taking out method
Bank branch
Grace period
Yes (up to 3 months )
Information sheet
Download the Information sheet on the main conditions of the loan
FAQs
Still have questions? You can have a look at our FAQ database

Terms and Conditions

Required documents
  • Application 
  • Business 
  • plan 
  • Financial statements Constituent documents (Certificate, Regulations, Deed of Incorporation) 
  • Founders’ consent to raise a loan and to pledge collateral 
  • Other necessary documents
Requirements
  • Primary account, if opened with Aloqabank
  • Automatic STOP-FAKTOR and ANALIZ-SKORING analyses with Colvir KFO and Colvir CBS programs
  • No arrears on loans received at Aloqabank and other credit organizations.
Credit support
  • Deposit 
  • Immovable property 
  • Movable property (passenger cars and commercial vehicles) 
  • Guarantees of banks and insurance companies 
  • Third-party surety 
  • Certificate of insurance 
  • Other types of security not prohibited by law
We are happy to help you
If you have any questions, our team will answer them.
+998 71 230-77-77
Contact Center 24/7

The mobile app Zoomrad features interactive services and a calculator.

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Loan amount

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Loan amount

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Credit term
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Loan amount

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Dashboard
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Cashback
Profitable cashback for payments and even for money transfers
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The mobile app Zoomrad
Scan the QR-code with your smartphone for quick access to all bank services
Deposits
Open deposits online
and multiply your savings
Available in Google Play Download to App Store
The mobile app Zoomrad
Scan the QR-code with your smartphone for quick access to all bank services
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Contacts
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Helpline
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