Modular loan «Аylanma-2»

Basic terms

Option 1

Option 2

1

Loan period

12 months

18 months

2

Grace period (on principal)

N/a

Up to 3 months

3

Interest rate

25,0%

26,0%

4

Loan amount

Up to UZS 2,0 bln.

(not exceeding 50% of cash turnover in Aloqabank over the last year)

5

Loan purpose

Replenishment of floating capital (for setting up business activities)

6

Loan repayment method

Differentiated

7

Users of services

Corporate customers and small business entities

8

Loan security

Deposit

Motor vehicles

Immovable property

Pledge collateral in the amount of at least 125% of the loan granted

A third-party surety may be provided as additional security

9

Documents required

Application

Financial statements

Constituent documents (Certificate, Regulations, Deed of Incorporation)

Founders’ consent to raise a loan and to pledge collateral

Other necessary documents

No business plan is required

10

Loan security documents

 For pledge of property:

 - Appraisal report;
- Vehicle Registration Certificate (Technical passport), a cadastral document for real estate;
- founders’ consent to pledge collateral (if a legal entity);
- Insurance Policy and Certificate of Insurance.

Other necessary documents

11

Additional conditions

Primary account opened with Aloqabank and the account transactions proceed for at least 6 months (active customer)

Automatic STOP-FAKTOR and ANALIZ-SKORING analyses with Colvir KFO and Colvir CBS programs

No arrears on loans received at Aloqabank and other credit organizations.

Not more than 2 existing loans obtained in Aloqabank (not available to clients with 3 loans).