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ISUZU rusumli avto vositalari sotib olish uchun modulli krediti

"ISUZU" rusumli avtotransport vositalari sotib olish uchun ("Samarqand avtomobil zavodi" MChJ QKning rasmiy dillerlari orqali yangi avtomashina sotib olish uchun).

26%
Interest rate
3 yilgacha
Credit term
Shartnoma bo'yicha
Loan amount
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About loan

Koʼrsatkichlar Аsosiy shartlari
1 Kredit miqdori "ISUZU" avtotransport qiymatining 60%igacha miqdorda
(qarz oluvchi kamida 40,0%lik oʼz mablagʼlari bilan ishtirok etadi)
2 Kredit muddati 3 yilgacha (asosiy qarzdan 3 oygacha imtiyozli davr)
3 Foiz stavkasi (yillik) Yillik 26,0%
4 Xizmat turidan foydalanuvchilar - Korporativ mijozlar;
- Kichik biznes subyektlari
5 Kredit maqsadi "ISUZU" rusumli avtotransport vositalari sotib olish uchun
("Samarqand avtomobil zavodi" MChJ QKning rasmiy dillerlari orqali yangi avtomashina sotib olish uchun)
6 Kredit taʼminoti Sotib olinadigan "ISUZU" rusumli avtotransport vositalari oldindan garovga qoʼyiladi
(Bunda, qarz oluvchi transport vositasini bankka garovga qoʼygandan soʼng, kredit mablagʼi ajratib berilishi boʼyicha АT "Аloqabank" HKXKMlari direktorlari tomonidan kafolat xatlari beriladi)
Qoʼshimcha taʼminot sifatida (taqdim qilinishi mumkin):
- Uchinchi shaxslarning kafilligi
- Sugʼurta polisi
7 Taqdim qilinadigan hujjatlar Аriza
Biznes-reja
Moliyaviy hisobotlar
Taʼsis hujjatlari (guvohnoma, nizom, taʼsis shartnomasi)
Kredit olish va garovga qoʼyish toʼgʼrisida taʼsischilarning rozilik qarori
Boshqa zaruriy hujjatlar
8 Taʼminot hujjatlari ISUZU rusumli avtotransport vositalari boʼyicha:
 - "Samarqand avtomobil zavodi" MChJ QKning rasmiy dillerlari bilan tuzilgan oldi-sotdi shartnomasi;

 - hisobvaraq faktura va yuk xati;

- transport vositasining texnik pasporti;

- mol-mulkni kreditning toʼliq muddatiga sugʼurta qilinganligi toʼgʼrisida sugʼurta shartnomasi va sugʼurta polisi.
 Uchinchi shaxs kafilligi boʼlsa:
- kafil tashkilotning moliyaviy hisobotlari;
 - auditorlik xulosasi;
 - kafillik berish boʼyicha taʼsischilar rozilik qarori;
 - taʼsis hujjatlari (guvohnoma, nizom, taʼsis shartnomasi)
 Sugʼurta boʼlsa:

 - sugʼurta shartnomasi va sugʼurta polisi.
Boshqa zaruriy hujjatlar
9 Qoʼshimcha maʼlumotlar Bank Boshqaruvi qarori (barcha mijozlar uchun umumiy boʼlgan yagona qaror) bilan kredit ajratishga ruxsat beriladi.
HKXKM Kredit komissiyasining yigʼilish bayonnomasi talab qilinmaydi
Tegishli biznes boʼlinmalarining xulosalari taqdim qilinadi hamda elektron tartibda ruxsati olinadi
Kredit shartnomasi va taʼminot hujjatlari rasmiylashtiriladi
Kredit inspektori tomonidan bankning "Colvir KFO" va "Colvir CBS" dasturlari toʼldirilib, ssuda hisobraqamlari ochiladi hamda NIKI, АSOKI va garov reestriga tegishli maʼlumotlar yuboriladi
Garov shartnomasi imzolanadi va tegishli tartibda taʼqiq qoʼyiladi
Modulli kredit ajratiladi hamda HKXKM yoki KXKM hodimlari tomonidan doimiy monitoring olib boriladi
10 Qoʼshimcha shartlar

(stop-faktorlar)
Аsosiy hisobraqami Аloqabankda ochilgan boʼlsa
Colvir KFO va "Colvir CBS" dasturlarida STOP-FАKTOR va АNАLIZ-SKORING avtomat tahlillaridan oʼtsa
  Izoh: 1) АT "Аloqabank" nomidan kafolat xatlari kredit shartnomasi imzolangandan soʼng,
 HKXKMlari direktorlarining imzosi va HKXKMning muhri bilan taqdim qilinadi;
 2) Qarz oluvchining kamida 40%lik oʼz mablagʼlari "Samarqand avtomobil zavodi" MChJ
 QKning hisobraqamiga oʼtkaziladi;
 3) Sotib olinadigan "ISUZU" rusumli avtotransport vositalari oldindan oʼrnatilgan tartibda
 garovga olingandan va taʼqiq qoʼyilgandan soʼng, kredit mablagʼi ajratiladi.



*Lending operations are temporarily suspended*
 

Loan terms

Annual interest rate
26%
Maximum loan amount
Shartnoma bo'yicha
Credit term
3 yilgacha
Loan target
"ISUZU" rusumli avtotransport vositalari sotib olish uchun ("Samarqand avtomobil zavodi" MChJ QKning rasmiy dillerlari orqali yangi avtomashina sotib olish uchun)
Submission form
Transfer to the seller's bank account
Principal and interest repayment
Monthly
Repayment method
Differentiated, Annuity
A taking out method
Bank branch
Grace period
Yes (3 oygacha)
FAQs
Still have questions? You can have a look at our FAQ database

Terms and Conditions

Required documents
  • Аriza
  • Biznes-reja
  • Moliyaviy hisobotlar
  • Taʼsis hujjatlari (guvohnoma, nizom, taʼsis shartnomasi)
  • Kredit olish va garovga qoʼyish toʼgʼrisida taʼsischilarning rozilik qarori
  • Boshqa zaruriy hujjatlar
Requirements
  • Аsosiy hisobraqami Аloqabankda ochilgan boʼlsa
  • Colvir KFO va "Colvir CBS" dasturlarida STOP-FАKTOR va АNАLIZ-SKORING avtomat tahlillaridan oʼtsa
  • Sotib olinadigan "ISUZU" rusumli avtotransport vositalari oldindan oʼrnatilgan tartibda garovga olingandan va taʼqiq qoʼyilgandan soʼng, kredit mablagʼi ajratiladi.
Credit support
  • Sotib olinadigan "ISUZU" rusumli avtotransport vositalari oldindan garovga qoʼyiladi (bunda, qarz oluvchi transport vositasini bankka garovga qoʼygandan soʼng, kredit mablagʼi ajratib berilishi boʼyicha АT "Аloqabank" HKXKMlari direktorlari tomonidan kafolat xatlari beriladi)
  • Uchinchi shaxslarning kafilligi
  • Sugʼurta polisi
We are happy to help you
If you have any questions, our team will answer them.
+998 71 230-77-77
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