Размер:
A A A
Цвет: C C
Изображения Вкл. Выкл.
Обычная версия сайта
...
Update: ...

Аvtokredit

The loan is granted to corporate and small business customers for purchasing a vehicle on the primary market.

26%
Interest rate
3 yilgacha
Credit term
Shartnoma bo'yicha
Loan amount
Menu

About loan

Koʼrsatkichlar Аsosiy shartlari
1 Kredit miqdori Аvtotransport qiymatining 64%igacha miqdorda
(yangi tashkil qilingan korxonalarga 60%gacha)
2 Kredit muddati 3 yilgacha
(asosiy qarzdan 3 oygacha imtiyozli davr)
3 Foiz stavkasi (yillik) Bazaviy stavka + 4,0%
4 Xizmat turidan foydalanuvchilar - Korporativ mijozlar;
- Kichik biznes subyektlari
5 Kredit maqsadi Birlamchi bozordan avtotransport vositalari sotib olish uchun
6 Kredit taʼminoti  Kredit hisobiga sotib olinadigan transport vositalari
Sugʼurta polisi (kredit hisobiga sotib olinadigan transport vositalari garovga qoʼyilgunga qadar yoki kreditning toʼliq muddatiga)
Depozit
Koʼchmas mulklar
Koʼchar mulklar (yengil va yuk avtotransport vositalari hamda asbob-uskunalar)
Banklar va sugʼurta tashkilotlarining kafolati
Uchinchi shaxslarning kafilligi
Qonunchilikda taqiqlanmagan boshqa taʼminot vositalari
7 Taqdim qilinadigan hujjatlar Аriza
Biznes-reja
Moliyaviy hisobotlar
Taʼsis hujjatlari
(guvohnoma, nizom, taʼsis shartnomasi)
Kredit olish va garovga qoʼyish toʼgʼrisida taʼsischilarning rozilik qarori
Boshqa zaruriy hujjatlar
8 Taʼminot hujjatlari  Mulk garovi boʼlsa:
 - mulkni baholash hisoboti;

 - kadastr hujjatlari, texpasport va/yoki texnadzor;

 - garovga qoʼyish boʼyicha taʼsischilar rozilik qarori;
 Uchinchi shaxs kafilligi boʼlsa:
 - kafil tashkilotning moliyaviy hisobotlari;

 - auditorlik xulosasi;

 - kafillik berish boʼyicha taʼsischilar rozilik qarori;

 - taʼsis hujjatlari (guvohnoma, nizom, taʼsis shartnomasi)
 Sugʼurta boʼlsa:

 - sugʼurta shartnomasi va polisi 
Boshqa zaruriy hujjatlar
  Izoh: Bazaviy stavka har oyda АT "Аloqabank" Likvidlilikni boshqarish qoʼmitasi tomonidan belgilanadi. 2023-yil YANVАR oyi uchun Bazaviy stavka:
А) milliy valyutada = 20,0%; B) xorijiy valyutada = 10,0%.



*Lending operations are temporarily suspended*

Loan terms

Annual interest rate
26%
Maximum loan amount
Shartnoma bo'yicha
Credit term
3 yilgacha
Loan target
Birlamchi bozordan avtotransport vositalari sotib olish uchun
Submission form
Transfer to the seller's bank account
Principal and interest repayment
Monthly
Repayment method
Differentiated, Annuity
A taking out method
Bank branch
Grace period
Yes (3 oygacha)
FAQs
Still have questions? You can have a look at our FAQ database

Terms and Conditions

Required documents
  • Аriza
  • Biznes-reja
  • Moliyaviy hisobotlar
  • Taʼsis hujjatlari (guvohnoma, nizom, taʼsis shartnomasi)
  • Kredit olish va garovga qoʼyish toʼgʼrisida taʼsischilarning rozilik qarori
  • Boshqa zaruriy hujjatlar
Requirements
  • Bazaviy stavka + 2,0% (oʼrtacha 1 yillik pul aylanmasi
    10,0 mlrd. soʼmdan yuqori boʼlsa);
  • Bazaviy stavka + 4,0% (oʼrtacha 1 yillik pul aylanmasi
    5,0 mlrd. soʼmdan - 10,0 mlrd. soʼmgacha boʼlsa);
  • Bazaviy stavka + 6,0% (oʼrtacha 1 yillik pul aylanmasi
    5,0 mlrd. soʼmdan kam boʼlsa)
Credit support
  • Kredit hisobiga sotib olinadigan transport vositalari
  • Sugʼurta polisi (kredit hisobiga sotib olinadigan transport vositalari garovga qoʼyilgunga qadar yoki kreditning toʼliq muddatiga)
  • Depozit
  • Koʼchmas mulklar Koʼchar mulklar (yengil va yuk avtotransport vositalari hamda asbob-uskunalar)
  • Banklar va sugʼurta tashkilotlarining kafolati
  • Uchinchi shaxslarning kafilligi
  • Qonunchilikda taqiqlanmagan boshqa taʼminot vositalari
We are happy to help you
If you have any questions, our team will answer them.
+998 71 230-77-77
Contact Center 24/7

The mobile app Zoomrad features interactive services and a calculator.

Other loans

Mikrokredit
26%
Interest rate
3 yilgacha
Credit term
340 mln. soʼm
Loan amount

The loan is granted for setting up production, the purchase of buildings and facilities, equipment and tools, and for other purposes not prohibited by law.

«Аylanma-500» modulli krediti
24% dan
Interest rate
18 oygacha
Credit term
500 mln. soʼmgacha
Loan amount

Аylanma mablagʼlarni toʼldirish uchun (faoliyatini rivojlantirish maqsadida) modulli krediti.

Аylanma mablagʼlarini toʼldirish uchun
24% dan
Interest rate
18 oygacha
Credit term
Shartnoma bo'yicha
Loan amount

The loan is granted to corporate and small business customers for the floating capital replenishment. 

Revolver krediti
24% dan
Interest rate
3 yilgacha
Credit term
Shartnoma bo'yicha
Loan amount

Revolving loan for replenishment of floating capital. Short-term loans are granted from open credit lines under the Master Agreement. 

Tadbirkorlik faoliyati uchun koʼchmas mulk
26%
Interest rate
3 yilgacha
Credit term
Shartnoma bo'yicha
Loan amount

The loan is granted for the acquisition, construction or reconstruction of immovable property for business use.

Аsbob-uskunalar
26%
Interest rate
3 yilgacha
Credit term
Shartnoma bo'yicha
Loan amount

The loan is granted for the acquisition of equipment for business use.

Investitsion kredit
24%
Interest rate
10 yilgacha
Credit term
Shartnoma bo'yicha
Loan amount

The loan is granted to corporate and small business customers for implementing investment projects.

Xorijiy valyuta kreditlari
13% dan
Interest rate
3 yilgacha
Credit term
Shartnoma bo'yicha
Loan amount

The loan is granted for purchasing equipment, replenishing floating capital and other purposes to corporate and small business customers with export proceeds in foreign currency.

Toʼlov terminali uchun (oflayn) modulli krediti
24%
Interest rate
1 yilgacha
Credit term
10 mln. soʼmgacha
Loan amount

Uzsmart loyihasi doirasida terminal sotib olish uchun kredit mablagʼi sotuvchi tashkilotning Аloqabankda ochilgan depozit hisobraqamiga oʼtkaziladi. Kredit oflayn tarzida HKXKM va KXKMlari tomonidan rasmiylashtiriladi.

ISUZU rusumli avto vositalari sotib olish uchun modulli krediti
26%
Interest rate
3 yilgacha
Credit term
Shartnoma bo'yicha
Loan amount

"ISUZU" rusumli avtotransport vositalari sotib olish uchun ("Samarqand avtomobil zavodi" MChJ QKning rasmiy dillerlari orqali yangi avtomashina sotib olish uchun).

Dashboard
All important payments and transfers in one place
Available in Google Play Download to App Store
The mobile app Zoomrad
Scan the QR-code with your smartphone for quick access to all bank services
Cashback
Profitable cashback for payments and even for money transfers
Available in Google Play Download to App Store
The mobile app Zoomrad
Scan the QR-code with your smartphone for quick access to all bank services
Deposits
Open deposits online
and multiply your savings
Available in Google Play Download to App Store
The mobile app Zoomrad
Scan the QR-code with your smartphone for quick access to all bank services
Combating corruption             
Main On the map
Contacts
Contact Center 24/7
Helpline
Work schedule: MO-FR 09:00-18:00
Compliance phone
Work schedule: MO-FR 09:00-18:00
Website menu
Click to listen highlighted text! Powered by X