«Aloqabank» offers consumer credits for individuals on the following purposes:
- purchase of various home appliances, office equipment, furniture, subjects of an interior, etc.;
- purchase of computer techniques and cellular telephones;
- payment for education in higher educational institutions;
- payment for services of medical and health-improving establishments;
- purchase of building materials for repair of apartments;
- carrying out of wedding celebrations and ritual actions;
- purchase of air tickets;
- purchase of cars.
Consumer credit is a credit given to the physical person for purchase of the goods and services with a view of satisfaction of his consumer needs.
- Initial payment (the deposit of maintenance) cash money resources of 20% from the sum of the credit;
- On an initial payment the contribution opens, and interests go on repayments of the credit;
- Sum of the credit - 100 % from cost of the goods or services;
- Interest rate - 18% annually;
- Term of the credit – up to 3 years;
- Repayments of the credit and interests - monthly.
In the end of term of crediting the deposit of maintenance goes on repayments of the credit.
- Copy of the passport
- Inquiry from a residence
- Inquiry (from a place of work about positive financial results for last period)
- Contract of the goods or service
Educational credit is given for students - the citizens of the Republic of Uzbekistan accepted on internal branches of the higher educational establishments on a contract basis, to students, their parents or trustees.
Terms of crediting
- for the term of till 10 years - to the persons accepted on education to bachelor, including in these terms the period of education.
- for the term of till 5 years - to the persons accepted on training in a magistracy, including in these terms the period of education.
Security for credit
- guarantee of the legal or juridical person;
- as a guarantee the property is accepted.